We make it easier find auto loans in Yuma, even when you have bad credit. We place your application with lenders who frequently give auto loans to people in Yuma, AZ. What’s even better, it is free of charge.
Auto Loan Application Process
- To begin with, you want to submit a secure online application.
- We attempt to place your application with the best Arizona car loan lender for your needs.
- Finalize your auto finance documentation and select your car or truck from a local car dealership.
Follow through to apply online.
- Average Yuma Income: $1,720 Monthly
- Average AZ Credit Score: 659
The vast majority of auto loan lenders require that you hold a secure job with $1500 income per month. Furthermore, the amount you spend on existing debts, including your new loan, should not be more than fifty percent of your income. For people who live in Yuma, AZ, this comes out to $860 (average). Income or credit score lacking? Fear not. You may still be able to qualify with a co-buyer, larger down payment, or even through buy here pay here car lots in Yuma, AZ.
Financing a Used Car: Yuma (AZ)
With regards to Arizona auto loans, make sure you invest just a fifth of your regular monthly wages for car payments, fuel, and repairs. For your average Yuma resident, this means $310 to $344 monthly.
Bad Credit Auto Loans in Yuma (AZ)
Low credit score? Listed below are Arizona credit scores in general:
- Avg AZ Credit Rating: 659
- FICO Score Considered “Poor”: 620 or lower
- Number of People with a Bad Credit Score: 37,616
No one wants to get rejected. We may be able to help.
If you make more than $1500 per month and can boast a debt-to-income ratio below 50%, you have a very good chance of being qualified.
Buy Here Pay Here Financing in Yuma (AZ)
For many people in Yuma, AZ, buy here pay here car lots have become the final option to secure an auto loan.
These car lots may be known as: Tote the Note, Your Job is Your Credit, or in house financing dealerships in Yuma, AZ.
For some people, getting their car loan without a credit check may seem great. Alas, there are a few potential disadvantages. We would be remiss to not bring up:
- Expensive Apr
- Sizeable Down Payment Requirements
- Cars That Have Lots of Miles
Remember to investigate any AZ in house financing car dealership on the web. Try and track down a friend or relative who has obtained a car from them recently, and learn whether or not the establishment can be trusted.
Used And Bad Credit Dealerships: Yuma (AZ)
- M & G Auto, 2531 E 13th St, 85365
- Yuma Auto & Truck Sales, 841 S 20th Ave, 85364
- 8 Street Auto Sales, 1760 W 8th St, 85364
- Arizona Motor CO, 1755 S 4th Ave, 85364
- FCR Auto Sales, 2051 S 4th Ave, 85364
- Alexander Automotive Center, 801 E. 32nd Street, 85364
- Plaza Auto Center Inc, 2450 West 32nd Street, 85364
- Buyers & Traders Auto Sales, 3174 South Avenue B, 85364
- North End Auto Sales Inc, 1701 S 1st Ave, 85364
- Acme Auto Sales, 1350 South 4th Avenue, 85364
- Curiel Auto Sales, 915 West 8th Street, 85364
- Foothills Frontage Road Auto Sales, 10541 South Frontage Road, 85365
- A Reasonable Rent A Car, 24th Street & Pacifc Avenue, 85364
- Southwest Motor Company, 6718 East USHighway 80, 85365
- Desantiago Auto Centers, 3007 South Avenue B, 85364
- Vigor Auto Sales, 7813 S Hope Ave, 85364
- T & K Enterprises, 1306 South 4th Avenue, 85365
- Palomino Auto Sales, 14725 South Avenue B, 85364
- Alexander Toyota, 889 E 32nd St, 85365
- Vidales Auto Sales, 2576 West County 15 Street, 85364
- A & A Auto Sales, 4860 West 8th Street, 85364
- Desantiago Auto Centers, 1209 South 5th Avenue, 85364
- Joel’s Auto Center LLC, 2440 West 8th Street, 85364
- Auto Stop, 2401 South Pacific Avenue, 85365
- Arias Auto Sales, 1280 South 4th Avenue, 85364
- B & B Auto Sales, 2860 West County 15 Street, 85364
- Sam Day Auto Sales, 3773 South Avenue 3 East, 85365
- T & K Enterprises, 1717 S Pacific Ave, 85365
- Bill Alexander Ford, 801 E 32nd St, 85365
- Yumaautosource.com, , 92222
- Arias Auto Sales, 1280 S 4th Ave, 92222
- Desantiago Automotive Group, 1202 S 4th Ave, 85350
- Fisher Chevrolet, 3201 S Chevy Ln, 923
- Fisher Chrysler Dodge Jeep Incorporated, 349 E 32nd St, 92222
- Fisher Honda, 1125 E 32nd St, 92222
- Zamora Kia of Yuma, 2841 S Pacific Ave, 92222