Researching buy here pay here car lots in AZ? If you believe your only option is in house financing, we recommend that apply online for the Arizona bad credit auto loan you need. At a buy here pay here car dealership, otherwise known as no credit check or in house financing dealerships, your auto loan originates from the dealer directly. In other words, these establishments provide in house financing automobile financing to Arizona residents who have bad credit ratings. These types of auto loans tend to be available without any credit check. Sadly, they are not without several key downsides. These include high rates of interest, substantial down payment requirements, greater risk of deceptive lending practices, and modest vehicle selection. Even when you are struggling with very bad credit, we may be able to help you get approved for the auto loan you want without relying on BHPH financing. Trying to figure out what type of car or truck to buy? Explore our section regarding cheap cars in Arizona.